LTD Disability Lawyers Riverside, North San Diego & Orange Counties
Long term disability (LTD) / ERISA law have some issues that frequently arise when there is a denial of benefits by the insurance carrier. It is important to remember that the initial stages of applying for LTD benefits and communicating with the representative of the insurance carrier may seem straightforward and transparent and that the representative has your best interests at heart. Yet, the reality is that the insurance carrier's representative is acting on behalf of the insurance carrier. Click on the links at the right for additional insight and detail regarding some common themes and topics in LTD and ERISA benefits applications, denials of benefits and appeals.
KEY TOPICS in ERISA Litigation:
Affirmative Defenses in ERISA / Motion to Strike
Communicating With Your Doctor
Discretionary Clauses in LTD policies
Exhaustion of Administrative Remedies
Filing an ERISA Claim (Federal Court)
New Disability Claims Procedures
Objective vs Subjective Evidence
Own Occupation vs Any Occupation
Summary Judgment vs Judgment on the Record
